Many people are under the general assumption that it takes perfect credit to get a home loan. Perhaps in the past that was true enough. However in the past few years more and more loan options have become available. In fact, there has been an explosion of options in the home loan market because of several recent changes in mortgage regulations. It would be great to have perfect credit but people are human and so many life circumstances can affect your credit score. There are now loan programs for just about any situation.

Having the right information can make a major difference in this critical financial decision.

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